With dental procedure costs rising, affordable coverage is crucial. Take control of your dental care costs today. Find individual dental and vision insurance in your area and see how we can help you maintain a healthy smile affordably.
Why Good Dental Hygiene Matters
Maintaining good dental hygiene is crucial because it affects more than just your teeth. Poor dental health has been linked to serious conditions like diabetes and heart disease. It can also impact mental health, with research showing that people with poor dental health are at higher risk for mental health issues.
Choosing the Right Dental Plan
Understand the Costs
Premiums: Monthly payments to keep your insurance active.
Copays: Fixed amounts you pay for specific services, like a dental visit.
Deductibles: The amount you pay out-of-pocket before insurance kicks in.
Coinsurance: Your share of the costs after meeting your deductible.
Annual Maximums: The most your insurance will pay in a year. After that, you're responsible for all costs.
Coverage Types
Preventive Services: Usually covered 100%, includes exams, cleanings, and X-rays.
Basic Services: Often covered at 80-100%, includes fillings and extractions.
Major Services: Covered at 50-80%, includes crowns and root canals.
Finding the Right Fit
Budget-Friendly Plans: Choose a plan that fits your budget but still provides the necessary coverage.
Evaluate Needs: Determine if you need just preventive care or more comprehensive coverage.
Consider your dental health needs and financial situation. Evaluate the coverage and costs of different plans to ensure you get the best value for your money. Sometimes, consulting with a professional can help you choose a plan that meets your specific needs.
Vision insurance helps you take care of your eyes by covering costs for routine eye exams, prescription glasses, and contact lenses. Some plans also offer discounts on corrective surgeries like LASIK.
Vision care usually isn't covered by major medical plans, so having separate vision insurance is important for maintaining eye health.
What You Need to Know About
VISION INSURANCE
