Secure a Reliable
Retirement Income
Secure a Reliable
Retirement Income
What is a Fixed Indexed Annuity?
A Fixed Indexed Annuity (FIA) is a type of savings plan for retirement that can help your money grow while keeping it safe from market losses . Here’s a simple way to understand them, highlighting their main benefits:
Potential for Growth
FIAs allow your money to grow based on the performance of a stock market index, like the S&P 500. If the index goes up, you earn more.
Lifetime Income
When you retire, an FIA can turn your savings into a steady income that lasts for the rest of your life, giving you financial security
Protection from Market Loss
One of the best features of FIAs is that even if the stock market goes down, you won’t lose any of the money you’ve put in. Your initial investment is always protected.
Guaranteed Interest Option
You also have the choice to put some or all of your money in an account with a guaranteed interest rate, so you know you will earn a certain amount.
Inflation Protection
FIAs offer potential growth tied to the stock market, which can help your savings keep up with inflation over time, ensuring your money maintains its value.
In summary, Fixed Indexed Annuities are a good choice for retirement because they offer the chance for your money to grow, provide a reliable income for life, protect your savings from market downturns, and help shield your money from inflation.
Let's discuss...
How to protect your retirement savings with safe, proven strategies
Whether you're truly on track to retire comfortably—and when
Tax-advantaged options to grow your wealth and preserve your principal
How to create guaranteed lifetime income you can’t outlive
Let's discuss...
How to protect your retirement savings with safe, proven strategies
Whether you're truly on track to retire comfortably—and when
Tax-advantaged options to grow your wealth and preserve your principal
How to create guaranteed lifetime income you can’t outlive
Discover how to protect your principal from market losses, while still growing your retirement savings
Frequently Asked Questions
What are the types of Retirement Plans?
457(b) Plan
A 457(b) plan, also known as a deferred compensation plan, is a tax-advantaged retirement savings plan for employees of certain state and local governments, as well as tax-exempt organizations. Learn More.
403(b) Plan
A 403(b) plan, also known as a tax-sheltered annuity plan (TSA), is a retirement plan that allows employees to save and invest for retirement while receiving tax advantages. Learn More.
401(k) Plan
A 401(k) is a company-sponsored retirement account where employees can contribute a percentage of their income, often with employer matching. Learn More.
What are Required Minimum Distributions (RMDs)?
RMDs are the minimum amounts that must be withdrawn annually from certain retirement accounts to comply with federal tax rules. Learn More.